Introducing Zephyr Homeloans

Zephyr Homeloans is a new dedicated buy-to-let lender, providing a range of mortgage products that are focused on meeting the needs of professional portfolio landlords and other specialist property investors.

We understand that the buy-to-let market is evolving and becoming more complex, with new tax rules and regulations leading to some confusion in the buy-to-let sector, amidst underwriting and criteria changes from mortgage lenders.

At Zephyr Homeloans, we aim to support intermediaries by staying one step ahead of the market, offering proactive guidance and providing mortgage solutions that will help you meet the needs of your clients.

Our Products

Providing our lending criteria has been met and any information provided can be verified by our underwriters, we will consider applications for purchase or remortgage, from Individuals and Limited Companies on single properties, HMOs, Multi-Unit Freehold Blocks, New Builds and Flats above Commercial premises.
Find out more about our products >

Our Service

We aim to provide a reliable service that consistently meets your expectations. All of our underwriting decisions are made manually and we assess complex portfolio applications on a commercial basis. This approach, together with our experienced BDMs and knowledgeable back office teams means we can offer a personal, hands-on approach to case management – giving you the ability to talk to a decision maker, if you need to do so.
Contact a member of our team >

Our Distribution Channels

Our products are available through a selected panel of approved Packager partners, with cases submitted from registered intermediaries through our Online Portal. We do not provide mortgages directly to borrowers.

See details of our Key Lending Partners and find out more about submitting business to us >

Our Background

Zephyr Homeloans is a trading name of Topaz Finance Limited, an FCA regulated mortgage lender based in the UK that has been operating since 2006.  Topaz looks after the mortgages of over 100,000 customers under a range of different trading names.

Topaz is a business owned by the Computershare group – a global leader in financial services administration, working with some of the world’s leading organisations to provide a wide range of financial and governance solutions, including mortgage origination, credit management and customer services.  In the UK alone, Computershare manages over £50bn of mortgage assets across 25+ clients.

So, although Zephyr Homeloans is a new name in the mortgage market, our wealth of industry experience means you can be confident we will deliver the quality service you and your customers expect.
Computershare corporate site >