About Us

Introducing Zephyr Homeloans

Zephyr Homeloans is a new dedicated buy-to-let lender, providing a range of mortgage products that are focused on meeting the needs of professional portfolio landlords and other specialist property investors.

We understand that the buy-to-let market is evolving and becoming more complex, with new tax rules and regulations creating challenges for some landlords. At Zephyr Homeloans, we offer a range of mortgages that aim to help landlords meet these challenges and continue to invest successfully in the current market.

Our Products

The buy-to-let mortgages we offer can be used to fund a new purchase or remortgage, from an individual or a Limited Company. Our range of products includes options that are available on single properties, Houses in Multiple Occupation (HMOs), Multi Unit Freehold Block (MUFBs), New Builds and Flats above Commercial premises.

Our products are only available via selected mortgage intermediaries, so please speak to your mortgage broker to find out more details.

Please note – our buy-to-let mortgages are not regulated by the Financial Conduct Authority (FCA) as they are not classed as ‘consumer buy to let’.

Our Background

Zephyr Homeloans is a trading name of Topaz Finance Limited, an FCA regulated mortgage lender based in the UK that has been operating since 2006.  Topaz looks after the mortgages of over 100,000 customers under a range of different trading names.

Topaz is a business owned by the Computershare group – a global leader in financial services administration, working with some of the world’s leading organisations to provide a wide range of financial and governance solutions, including mortgage origination, credit management and customer services.  In the UK alone, Computershare manages over £50bn of mortgage assets across 25+ clients.

So, although Zephyr Homeloans is a new name in the mortgage market, our wealth of industry experience means you can be confident we will deliver the quality service you and your customers expect.
Computershare Loan Services corporate site